| Educate yourself about the market. Understand what you are buying. A good Quality loan is just another product. Many people don't understand how a simple loan works. Know your rights. Do your research. | General Consumer Tip: If you have excellent credit then you may not even need a secured loan. You may be eligible for an unsecured one, which will mean that you do not have to put your house up as security. This is great because you will never have to face the loss if for any reason you cannot pay your bills.
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| General Consumer Tip: I have a confession to make: I'm a supercilious devil. I get a lot of emails from people enquiring about product I know are wasting my time. They've been to two dozen web sites, sent each one a one-line email saying "Help me give it to me NOW", sometimes adding "for free!". When you do give a (considered) reply, you hear nothing back. The best ones are the out-and-out leeches. They'll call you up, asking detailed questions, say thanks very much, then take their product-related business(?) elsewhere (if they can bear to lever open their wallets at all). I used to wonder why item dealers were sometimes so abrupt. No more. They have sales quotas, and after 1000 calls, the rep. gets to know a hot prospect, or a time-waster very quickly.
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